You define your goals, we'll help you fund up to $500,000.
Affordable business loans between $25,000 and $500,000 in as fast as 10-15 business days.
Years
Rating
FICO® score
Who We Are
Know More About SBA Biz Cap Company
SBA Biz Cap Program offers competitively priced working capital loans under the
SBA 7(a) guidelines, with loan amounts ranging from $50,000 to $500,000. These loans are
designed to support the growth and operational needs of small businesses with favorable terms and
conditions.
- Benefits
- Loan term lasts up to 10 years.
- debt refinancing & working capital.
- Interest rate is 10.25%.
- Loan amounts $50,000 to $500,000.
- Close in 10-15 business days
Requirements
How SBA Biz Cap Works
- Minimum Requirements
- Eligibility: Must meet SBA size and industry standards.
- Use of Funds: For debt refinancing or working capital.
- Location: Business must be based in the U.S.
- Majority ownership by U.S. citizens or legal permanent residents.
Initial Inquiry
Submit basic business information to determine eligibility.
Documentation Submission
Completed application with debt schedule
Credit Review
Undergo a credit and financial assessment.
Approval and Funding
Receive approval and funding typically within 10 days from
complete application.
Initial Inquiry
Submit basic business information to determine eligibility.
Documentation Submission
- Completed application with debt schedule
- 2 years of business tax returns
- 1 year of personal tax return
- recent business bank statements
Credit Review
Undergo a credit and financial assessment.
Approval and Funding
Receive approval and funding typically within 10 days from
complete application.
What We Offer
About SBA Biz Cap Services
Up to $500,000
- FICO SCORE ON EXPERIAN: Minimum 660
- Years in business: 2 years
- Loan Size: Up to 35% of the last 2 years average annual revenue.
- FICO 660-699: up to $250,000
- FICO 700+: up to $500,000
- Collateral: NONE
- Fees: Approximately $3,500
- Location & Operations: U.S.-based owner and business.
How We Help
SBA Biz Cap Real customers Reviews
Apply
Ready to apply for funding from SBA Biz Cap?
Start our simple online application now.
FAQs
Question Answers
If you’ve got questions, we can help. Call in and talk to a US-based, real person on our customer service team.
- +1 (561) 289-1515
It is an exclusive program because no one else has this. We have managed to streamline the process in many ways. The average SBA loan nationally takes 93 days to close. We average 10-15 business days. We have also reduced the required documents for submission
Yes, SBA loans can be paid off at any time without incurring a penalty.
The loan amount up to $ 500,000, is based on your Experian credit score, and your last 2 years average gross annual revenue times 35%. A 660 score allows up to $ 250,000 and a 700+ score up to $ 500,000.
No, whereas basically all other regular SBA loans do require collateral. It is the only loan like this offering a 10 year term, and loan amount which is "unsecured".